Kiwi Rock

SUMMER IN NEW ZEALAND MEANS SUN,HOLIDAYS, SWIMMING AT THE BEACHES OR PICTURESQUE LAKES, BUSHWALKING (NO SNAKES OR DEADLY SPIDERS), BBQs at the beach or at your house and generally a very relaxing time for everyone. It also means daylight saving with nice long, warm, days.

NEW ZEALAND IS A GREAT COUNTRY RIGHT NOW (PERHAPS THE BEST COUNTRY IN THE WORLD TO RESIDE DURING THE WORLDWIDE COVID-19 TIMES). Recently it has been one of the few countries in the world to go down to COVID LEVEL 1 REVERTING TO "NEARLY" NORMAL LIFE AGAIN, i.e. unlimited numbers at sports, entertainment and public gatherings. We still have to wear masks on public transport and planes. New Zealanders should still continue monitor where they go with their COVID mobile app in case of another outbreak. The main condition left is our Closed Border to the rest of the world. Many New Zealanders are returning to New Zealand (in "managed isolation" usually by the Military in hotels for 2 weeks on arrival). New Zealand is great for lifestyle, jobs, education and property.

SO MUCH IN NEW ZEALAND HAS OCCURRED IN 2020. Not only COVID but Fixed Interest Rates hit "rock bottom" record at 2.39% for the first time (as at November 2020). First Home Buyers as a large percentage of home purchasers throughout all of NZ. Investors have been so active that banks have recently lowered the LVR back to 70% finance to control the booming market. The whole of New Zealand plus construction industry reflectis the property market growing faster than before COVID. COVID has brought New Zealanders "pulling together" and helping each other so much.

UNEMPLOYMENT RATE for Q3 September 2020 was 5.3%

PROPERTY MARKET - As at 1 November 2020 New Zealand average median house increased in the past 12 months 8% to $753,038, Auckland Region increased +6% to $1,093,405, Tauranga increased 6.1% to $803,447, Wellington Region increased 11.1% to $811,099, Nelson increased 6.7% to $675,280, Christchurch increased 5.2% to $526,062, Queenstown Lakes District decreased -4.3% to $1,202,463, Dunedin increased a huge 14% to $554,420, Invercargill increased 13.7% $362,380. The strongest NZ performer was Gisborne increased 25.5% to $475,128. Wellington remains strongest "growing market of main centres. A lack of supply of properties on the market has triggered the value increases plus interest rates.

FIRST HOME BUYERS - access to your deposit from your Kiwisaver Superannuation. Refer to Housing New Zealand website to see if you qualify www.hnzc.co.nz. There are Regional/Location purchase price and personal income limits. Up to 90% finance (conditions apply)

REMEMBER ALL NONRESIDENTS MUST HAVE A NZ TAX FILE NUMBER BEFORE THEY SETTLE ANY NEW ZEALAND PROPERTY and must provide their overseas tax file number.

NONRESIDENTS PURCHASING PROPERTY IN NZ - There is a ban of nonresidents purchasing "existing residential properties" - with the exception of New Zealand, Australian and Singaporean citizens. Nonresidents purchasing new properties are acceptable.

RENTAL AND VALUES: When you look at such a diversified value in New Zealand and look at rental return on the Government website (outlined on this website "Useful Links"), you will see the capital growth and/or rental returns that suit you pertaining to the New Zealand location you wish to purchase.

REMEMBER THERE IS NO STAMP DUTY AND NO LAND TAX in New Zealand. You normally require your deposit for the property plus approximately NZ$1,500 legals to NZ solicitor to acquire a New Zealand property.

Refer to my "CASE STUDIES"on my website with great client comments and stories from residents residing in New Zealand. Also many Australian and Ex Pat Kiwis residing in Australia investing or moving to New Zealand.

CONTACT MARY from New Zealand Mortgage Solutions Pty Ltd for a preapproval from a choice of 18 leading New Zealand banks/lenders.

Read our latest newsletter below.

What New Zealand Mortgage Solutions Can Do For You

New Zealand Mortgages

We are mortgage brokers who specialise in providing New Zealand and Australian finance.

We are accredited with 18 New Zealand banks/lenders and accredited with over 35 Australian lenders. This gives us and you an advantage.

Our focus is to help provide mortgage options and creating loan solutions for Australian residents and people around the world wanting a New Zealand mortgage. Our main aim has always been to help people own their own home and to choose with me.

To read the latest real estate news in New Zealand, checkout our Newsletter.

COVID Update - I am Here To Help

Hi To All My Great Clients

Things are moving fast in this new COVID-world so I want to assure you that I am here to help and support you.

Banks, governments and advisers like me appreciate that this is a once-in-a-lifetime event and everyone is jumping in to do their bit.

As New Zealand moved to alert level 4 for coronavirus most businesses revenue will be taking a hit.

In response, the Government has announced a series of multibillion dollar support measures for business and households.

Read more about how I can help you.

For 20 Years We Have Been Helping New Zealanders, Australians and Other Nationalities Find the Right Loan from the Largest Panel of New Zealand’s Leading Banks and Lenders

New Zealand Newsletter

Everything you need to know if you thinking of buying real estate in New Zealand. Updated each month.

Click here to view the newsletter

Currency Exchange Without The Pain

Transferring money in another currency is a pain and something that most of us have no idea about. New Zealand Mortgage Solutions have partnered with XE Money Transfer who can help with your personal and business international money transfers. Click below to find out more.

Find out more about New Zealand

Map of New Zealand

I Want A New Zealand Mortgages?
Where Do I Start?

We have compiled a handy checklist of you so you can begin to understand the process involved in getting a New Zealand mortgage.

We the recommend you read the section about NZ home loans and then take a look at our case studies to get an idea of the wide range of people we have helped.

New Zealand Mortgage Can Help You:

  • Before you go to New Zealand.
  • During the procedures when you visit New Zealand.
  • Obtaining valuation from Registered Valuers in New Zealand to enable unconditional approval.
  • Ensure solicitor, bank, valuer and New Zealand Mortgages Solutions all help clients towards settlement.
  • Visit our useful links page for important websites you will find useful.

Media Releases by Mary O'Brien of New Zealand Mortgage Solutions


Click here to read more media releases.

Newsletter - Edition 7

Newsletter

New Zealand Finance Updates

The Market Update

Ex-Pats

Lifestyle In New Zealand

Tourist Info

Immigration Information

New Zealand Lifestyle Statistics

Contact Us

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You can contact us on 02 9620 5559 or 0404 234517. You can email me directly at mary@nzms.com.au. If you prefer you can use our contact us form. Please give as much detail as possible and we will get back to you as soon as possible.

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