New Zealand Home Loan Calculator

This calculator determines how quickly you can pay off your loan by giving you instant access to making extra repayments per weekly / fortnightly / monthly. You can be very flexible in repayment frequency so long as you pay what the bank required minimum amount. Click here to get an idea of the latest New Zealand mortgage rates.

This Financial Calculator requires a Browser with Java(TM) applet Support. If you are seeing this message you will need to download SUN's Java(TM) Plug-in. This can be done simply, and automatically, by clicking the link below:

Get the Java(TM) Plug-in!


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. Costs such as redraw fees, early repayment fees and other costs and charges which may be applicable are not included in the calculations but may influence the cost of the loan. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.


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You can contact us on 02 9620 5559 or 0404 234517. You can email me directly at mary@nzms.com.au. If you prefer you can use our contact us form. Please give as much detail as possible and we will get back to you as soon as possible.

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