New Zealand Mortgage Solutions - Case Study
The following are just a few examples of people New Zealand Mortgage Solutions have helped in the past. We have kept in contact with so many of our clients and continue to assist them now and in the future.
Gordon and Robyn purchased their beautiful Queenstown “Dream and Investment” House overlooking the Lake and Mountains. Great team effort of Mary of NZ Mortgage Solutions, the real estate agent ( Brian of Remax Queenstown), the bank and solicitor settling property within 1 week of signing Agreement for Sale & Purchase
Hi Mary,
A quick note to thank you for your help in securing our Queenstown property, you certainly made it easy for us, and would have no hesitation in recommending you to anyone who is after there dream home or investment in New Zealand, we will certainly use your services again in the future.
Best regards
Gordon & Robyn McCone
Victorian couple who purchased their “Tauranga Dream House” on lifestyle block overlooking the ocean - Dream Come True settled in October 2009
Terry Gunn and Lorraine Wilson
(Residents in Australia purchased property in Tauranga in 2009)
We highly recommend Mary O’Brien to anyone in Australia wishing to purchase property in New Zealand. We first saw our Tauranga dream house while we were on holiday in New Zealand but knew nothing of how to go about purchasing a property from Australia. The people we spoke to in our Australian banks were helpful but didn’t seem to know much about the process.
After finding Mary O’Brien on the internet we contacted her to see if she could provide us with any information. Mary was very straightforward, explaining the steps we needed to take in a way that was easy for us to understand. We had a hunch that we were in excellent hands and this proved to be the case.
Her professionalism and attention to every detail made the whole process a very enjoyable and exciting one. She leaves nothing to chance and this was particularly important in our case where there was another bidder. She was able to get all the approvals and documentation ready very quickly so that we were able to put in a better offer to the vendors and secure the property.
We have also benefited from Mary’s knowledge, experience and contacts in related areas. For instance she recommended an excellent lawyer in Tauranga who also played a vital role in securing our Tauranga property whilst ensuring that we had a contract that was a safe and sound. And we now know a lot more about other things such as foreign exchange services and international relocationists.
We found Mary to be very approachable and wee always felt we could telephone Mary anytime - and she has a lovely personal touch and always does her best to find an answer.
JULE AND CHRIS - LOVELY QUEENSTOWN COTTAGE SAY - “‘ HAVE NEVER FELT SO HAPPY TO BE IN DEBT”!!!
Julie and Chris from Australia purchased a lovely Cottage with breathtaking views of Queenstown in June 2010. They obtained a preapproval from a great NZ bank before they flew to Queenstown. After looking at various properties and going through many formalities re the property purchase, they chose the house they loved and envisage great investment rental as well as a great future one day in the house. They have become good friends of Mary after a long trail to settlement.
Hi Mary,
Chris & I wish to thank you very much for your wonderful help to us with getting our lovely cottage in Queenstown.
Its been a long arduous task but you were brilliant. You kept us positive and have been so helpful with New Zealand contacts.
We would not hesitate in recommending you to anyone, and we hope to be using your services again in the not too distant future. You make it so easy to talk to you and you are so interested in all aspects of the purchase. I have come to consider you a friend even though we have never met face to face!
As I said to you the other day “ I have never felt so happy to be in debt”!! We love the little cottage and really look forward to spending quality time there.
Once again thank you, and I look forward to when we chat again.
Very best wishes,
Chris & Julie
REFINANCE AN AUSTRALIAN MORTGAGE WITH A NEW ZEALAND MORTGAGE: IN 2010
AUSTRALIAN WHO 4 YEARS AGO DID NOT KNOW HE COULD OBTAIN NEW ZEALAND FINANCE WHILE LIVING IN AUSTRALIA. HE FINANCED HIS AUSTRALIAN PROPERTY TO PURCHASE IN DUNEDIN. 4 YEARS AGO MORRIS (A CHURCH MINISTER) FOUND MARY OR NEW ZEALAND MORTGAGE SOLUTIONS ON THE WEB. MARY ORGANISED A REG VALUATION, OBTAINED APPROVAL FROM A NZ BANK, MORRIS PAID BACK HIS AUSTRALIAN LOAN AND ALL NZ RENT GOES INTO THE NEW NZ MORTGAGE - A VERY HAPPY PERSON
EMAIL FROM MORRIS UPON REFiNANCE DRAWDOWN SETTLEMENT DATE:
Dear Mary
Just want to say : You are marvellous !!
What brilliant service? Nothing was too much for you and you fought for me when I was ready to give up when it seemed to be too hard to continue
God Bless you
Sincere regards
Morris
UPON FINANCE APPROVAL FROM MORRIS
Sent: Wednesday, 31 March 2010 2:36 PM
To: Mary
Dear Mary
You are a Marvel. I was ready to chuck in the towel and give up
Thank you for your tenacity and never say die attitude
Regards
Morris
UK Resident owning 2 Auckland Coastal properties for many years paying exorbitant interest rates to a NZ Finance company. He tried from UK to refinance but it seemed to be very difficult dealing with the NZ banks from UK. He saw our UK website www.newzealandmortgages.co.uk. Within a very short time after working together on the phone, NZ Mortgage Solutions obtained (within 48 hours of application) approval at a lower interest rate (Variable rate 9.5% (finance company) refinanced down to 5.65% with a reputable NZ bank). Great teamwork between NZ Mortgage Solutions, the bank, the NZ solicitor, the recommended NZ insurance broker plus Hi-Fx Currency Exchange in UK and NZ.Today that teamwork continues with the bank, currency exchange and New Zealand Mortgage Solutions. Another Happy UK Client!!!!!..
Rhett Williams had been investing in residential properties for about 6 years. He tried purchasing his first property in New Zealand with us that resulted into a very smooth and hassle-free processing. It immediately followed by another purchase in Logan Queensland and having experienced a solid capital growth on both property inspire him to move to the next level and bought 2 more properties. A good teamwork, great communication and bonding was a real good headstart for both the client and me. Leaving him very happy.
Rick and Kaye who purchased their fantastic Queenstown House overlooking the Lake and Mountains as a permanent rental but one day to be their magical holiday/lifestyle escape to New Zealand. Very happy from Preapproval to Settlement November 2009
We would like to put on the record our sincere thanks and appreciation to Mary O’Brien for the excellent mortgage broking service she has provided us in our recent purchase of an investment property in New Zealand.
Having made a decision to purchase a property in the Queenstown area, we did not know where to start in terms of securing finance, transferring funds from Australia, and establishing a bank account in a foreign country. When we contacted Mary she advised us to secure pre-approval of borrowings from a New Zealand bank before visiting the area. Because we hadn’t realised how important this was, we didn’t leave her much time, but nevertheless she arranged it in a matter of days. This turned out to be extremely helpfuI, as when we visited the area we were able to negotiate with agents and vendors with our finance approved. It also made establishment of a New Zealand bank account straightforward.
When we had found the place we wanted to buy she negotiated with the bank on our behalf to get a more favourable interest rate than their advertised rate. As a result of using her services as a mortgage broker there was no loan application fee, and the bank also made a contribution towards our legal purchase fees – something we had not previously encountered. She also advised us about the least cost way of making currency transfers, and generally took a close interest in our purchase process.
How much did we pay her for all this service? Nothing – her return comes directly from the bank, but as far as I can ascertain that hasn’t been passed on to us in terms of higher fees or charges (in fact quite the contrary).
We can honestly say that without Mary’s help it would have been much harder to make our purchase, and we would unreservedly recommend her services to anyone.
Rick and Kaye
Corowa NSW
2 November 2009
Caleb (24) qualified in 2009 for Government First Home Buyers Grant $14,000 for property 1 street from his surf beach in Sydney. Caleb is a client of New Zealand Mortgage Solutions for 4 years.
- in 2005 a small Commercial shop in the South Island of New Zealand with his friend which they still have today.
- 2005 to 2009 assisting him with Lifestyle Block on North Island West Coast New Zealand.
- 2009 Restructuring/revaluing the NZ mortgage of his lifestyle block to enable him make a deposit to purchase his first home in Sydney Australia
- 2009 Settlement of his first Australian property 1 street from his surf beach of Cronulla Beach with his deposit from NZ loan, $10,000 savings in Australia and the Australian Government First Home Buyers Grant of $14,000
With a NZ Commercial Mortgage, NZ Lifestyle Block Mortgage and his Unit 1 street from his where is goes surfing at Cronulla Beach Sydney – New Zealand Mortgage Solutions has an extremely happy client.
Sarah and Joe from Sydney who purchased 2 investment properties (1 unit and 1 house) together in May 2009 in Sydney which both give good rental returns and close to where they live. We obtained a fantastic Special Professional Package Discount Package deal at the time from an Australian bank and settled 2 properties at the same time. Many deadlines but we again good teamwork with really nice clients and myself. Very happy clients.
Andrew and Liza from Sydney who purchased a breathtaking Queenstown house overlooking the snowcapped majestic mountains and Lake Wakatipu. Great teamwork between Mary, Real Estate Agent, Valuer, Bank and settlement was within 10 days.
Young New Zealand Couple Purchasing First Australian Property in Tasmania With Deposit and Legal Set Up costs From New Zealand Equity Property
They purchased in Tasmania to live there with beautiful seaviews but could only obtain 70% finance from Australian banks. An Australian bank told their Mortgage Broker about Mary O’Brien from New Zealand Mortgage Solutions/Downunder Mortgages.
Mary from New Zealand Mortgage Mortgage Solutions/Downunder Mortgages brought over the 30% deposit plus stamp duty and set up costs from their New Zealand equity without the clients flying back to New Zealand to obtain finance. Finance was approved in 8 hours. Australian bank, solicitor, real estate agents, vendor and more importantly the clients were very happy with New Zealand Mortgage Solutions/Downunder Mortgages.
Quote: “We think you’re the greatest!!!! We know you pulled out all the stops and have probably sore feet / headaches / stress by now, so we have arranged for you to have a facial beauty therapy. Please look us up in Tasmania, there is a bed anytime. Once again thank you for making it happen, we are so rapt!!!!!!”
Rose And Her Brother Building Their New Zealand Equity - 2nd Property No Deposit
Rose and her brother are originally from New Zealand. She currently lives in Sydney and her brother lives in Europe. They purchased a townhouse in Tauranga for their resident mother who decided not to live in the unit. 1 year later their equity increased and Mary from New Zealand Mortgage Solutions obtained 100% finance for a unit with beautiful seaviews in Tauranga. Tenants, mortgage, banks have been fantastic. New Zealand Mortgage Solutions has received many great referrals from their friends.
They are happy to own property in both New Zealand and Australia. Does it sound like we can help you, then why not contact us.
Americans With Ownership Of Clifftop New Zealand Coastal Properties since 2001
These clients are from overseas. Mary from New Zealand Mortgage Solutions met one Director who purchased a seaside property and obtained permanent residency in New Zealand. Her partner also came to live in New Zealand. Today they are very happy as a development company. Mary from New Zealand Mortgage Solutions have had these clients for 8 years. Their comments in their letter are:
“As individuals and as a company seeking financing for residential projects we have had the chance to work with Mary O’Brien on many occasions.”
“We have found her professional, knowledgeable, courteous and most importantly brilliantly reliable. We own and operate companies in New Zealand and the United States. Often our international travel leaves us dependent on professionals like Ms O’Brien, who has delivered on time and as promised.”
They are repeat customers, do you think you could be too? The first step is to contact us.
NZ Clients Over One Decade as a New Zealand Finance Specialist. Neil and Marlene Tonks (NZ Headmaster and Scottish “Midwife”) clients for 10 years now in their beautiful new seaside house in Orewa Auckland.
“We have the best mortgage broker.
We were introduced quite by chance to Mary when my husband and I were looking at building a house. We were unsure if we would be able to obtain the finance for the project and the housing firm recommended Mary to us.
Mary came one evening to our home and I instantly liked her open, friendly personality.
She listened to our dreams and told us nothing was impossible. After entering our details into her computer, she was able to tell us the amount we could borrow. She showed us various different mortgage scenarios so we could make an informed choice.
However we didn’t build the house but felt so confident with Mary that we called her up and invited her to help improve our existing mortgage. She helped us realise the potential in the property we owned by highlighting the potential equity in our land. We just thought we had a big section but she could see that as a stepping stone to another property. What Mary said made sense. So with her encouragement we went house hunting ,found a property and Mary did the rest.
She looked for the best deals and handled all the paperwork. Mary made the application process very easy.
That was 8 years ago and we still keep in touch with Mary. Last year she helped us to buy another home and she did it all from Australia. (We live in New Zealand ). This year we are looking at going back to my birth place in Scotland for a holiday and again we have turned to Mary as we look to top up our existing mortgage. Mary is no longer our mortgage broker but our friend and I would recommend her to anyone.”
David & Karen (Clients Residing in London purchasing in lifestyle property and restaurant in Wanaka)
I would like to thank Mary for all the time and effort she has put in allowing us to complete a tricky purchase in New Zealand. I am from New Zealand and my wife the UK. While on holiday in New Zealand we found a property and fell in love with it. It has a separate restaurant so required both commercial and residential mortgages, but we had no time due to work commitments to follow up financing. So back in the UK and speaking to a few mortgage brokers we finally agreed to go through Mary whom we found on the web. To cut a long story short Mary brought everything together with her tireless effort and communication with all parties involved from the other side of the world. From help with contacts in insurance, accounting and most importantly the banks, with respect though to my accountant and insurance broker etc enabled us to finally settle a good deal. Mary acted over and beyond what we expected in help and advice.
I would not hesitate to recommend Mary to any prospective clients and would like to take this opportunity to thank her once again for all her hard work and wish her the best of luck for the future.
Best Regards
David and Karen
Stan & Allison (New Zealanders residing in Queensland)
Mary Bryant and Sarah Weston (US clients)
